Publications
Research, Guides & Industry Analysis
Practical resources for small business owners — covering financial management, cash flow, compliance, and the tools that support sound financial decision-making.
Available on Request
Current Publications
The following resources are available to support financial clarity for small business owners. Additional publications are being developed and will be added as they are completed.
A repeatable monthly process to stay ahead of cash flow, taxes, and payroll. Designed for service business owners who want a consistent financial close routine without an in-house finance team.
The minimum standard for clean, audit-ready financial records — and a practical framework for getting there without overhauling your entire bookkeeping process at once.
A plain-English summary of the leading indicators that matter most for SME financial stability — drawn from Federal Reserve, SBA, FDIC, and OECD data sources.
In Progress
More Publications in Development
We are actively developing additional research and practical guides for small business owners. Topics currently in progress include:
- Cash flow forecasting frameworks for service businesses
- Practical guide to preparing for a business loan
- Understanding your profit margin by service line
- AI adoption for small businesses: a practical starting point
- Year-end financial review checklist for small business owners
Contact us to be notified when new resources are released, or to request a topic specific to your business needs.
Our Research Sources
Grounded in Public Institutional Research
Our publications and insights draw on publicly available research and data from institutions that study small business economics, lending conditions, and digital readiness.
Small Business Administration — small business data and policy resources
Small Business Credit Survey and economic research on credit conditions
SME digitalization, productivity, and financing policy insights
Financial capability research and bank lending environment analysis
References to these institutions reflect publicly available materials and do not imply endorsement, partnership, or affiliation with Regency Analytics LLC.
Get in Touch
Have a Research Question or Topic Request?
If there is a specific financial topic or small business challenge you would like us to address in a future publication, we welcome the input. Reach out through our contact page.
Contact Regency Analytics